Slope + Walmart

Financing that works like you do.

Flexible, fast, and fair — a credit line built for Walmart sellers. Choose how you repay, reuse what you've paid down, and grow on your schedule.

Get started in as little as 5 minutes. No impact to your personal credit score.

What you get with your credit line

Keep your business moving with flexible capital that puts you in control. Avoid cash flow slowdowns and fund what matters — with a revolving line of credit made for Walmart sellers.

A cart icon

Fast access to capital.

Apply in minutes. Get funds in under 48 hours, right to your bank account.

A cart icon

Use it. Repay it. Use it again.

As you repay, your credit replenishes. It's always there when you need it.

A cart icon

Flexible repayment terms.

Choose installments or pay early. No daily withdrawals. You’re in control.

A cart icon

Straightforward rates.

Rates start as low as 10% APR. No origination fees, no hidden charges.

A cart icon

Built for Walmart sellers.

Backed by Walmart Marketplace. Tailored for the way online sellers grow.

The smarter alternative to MCAs

Not all financing works in your favor. With a line of credit powered by Slope, you get a reusable line that grows with your business — not against it.

Feature
Cost
APRs from 10%
Often 30–60%+ effective rates
Access
Reuse your credit line as you repay
One-time lump sum
Repayment
Choose installments or lump sum
Daily or weekly withdrawals
Flexibility
No required usage or fees
Fixed advance, high pressure
Transparency
Flat-rate pricing, clear terms
Hidden fees and fine print
Terms
Flexible repayment — up to 180 days
Fixed daily/weekly withdrawals (30–90 days)

*Slope provides this information for education and illustration purposes only. It is presented without warranty and is not a formal offer of credit. Actual rate, term, and amount available is subject to approval and may vary.

Use it where it matters most

Whether you're gearing up for peak season or bridging a payout delay, Slope helps Walmart sellers cover what matters — fast.

A cart icon

Inventory restock

Buy ahead of demand — without tying up your cash.

A cart icon

Cash flow smoothing

Bridge the gap between supplier costs and marketplace payouts.

A cart icon

Marketing + growth

Invest in ads and visibility while maintaining breathing room.

A cart icon

Cross-border tariffs

Handle large upfront costs without slowing your momentum.

A cart icon

Seasonal surges

Prepare for high-volume moments with confidence, not guesswork.

A cart icon

Breathing room

Repay on a schedule that works with your sales cycle — not against it.

Apply once. Use it again and again.

From application to capital — fast, simple, and seller-friendly

1

Apply in minutes. Connect your Walmart seller account and complete a short application — no documents or hard pull on your personal credit required.

4

Repay on your terms. Choose how and when to repay. Early repayment saves you interest.

2

Get approved quickly. Most sellers get a decision within 48 hours based on their business data.

5

Reuse your credit as you repay. Your line replenishes automatically, so funds are always available when you need them.

3

Withdraw funds to your bank. Use what you need — for inventory, ads, or whatever's next.

Get started in as little as 5 minutes.
No impact on personal credit score.

What sellers are saying

Slope is simple, not intimidating, and uses info you already have. It just makes sense. It’s incredibly accessible—I’d absolutely recommend it.

Cordell Y.

Founder, Superculture

Got questions? We've got answers.

Will checking my approval affect my personal credit score?

No, we do a soft pull on your personal credit score, which will not affect your score at all.

What is the typical line size and rate for Slope?

Slope does risk based pricing, which means the line and rate will depend on the business. With that being said, Slope is able to offer competitive rates due to our partnership with JPMorgan, with rates starting as low as 10% APR and lines up to $5M+.

How fast will I get the money?

Once approved, you can withdraw funds to your bank in as little as 24–48 hours.

Do I have to use the credit line right away?

Nope. Once approved, you can draw funds when you're ready — there's no required usage and no pressure to borrow. There's also no fee to keep your line with Slope open.

Do I have to use all the funds at once?

Not at all. You can use only what you need — and reuse your credit line as you repay.

What are your repayment terms?

We offer flexible repayment options, up to 180 days.

What do I need to apply?

To complete your application, have the following ready:
• Business details: Legal name, tax ID, annual revenue, business address, etc
• Owner and executive info: Name, date of birth, SSN, and home address for anyone with 25% or more ownership, plus one senior leader (e.g., CEO, CFO, or President), as required by federal KYC regulations.
• Credit authorization: A soft credit pull (won't affect your score) from an owner or executive.
• Bank account connection: Link your business bank account using Plaid for fast underwriting.

Is this a loan or an MCA?

Slope provides a revolving business line of credit, not a merchant cash advance. You repay on your terms, not through daily withdrawals or a percentage of sales.

Who is eligible?

Walmart Marketplace sellers based in the US with at least 1 year in business and $100K in annual revenue are eligible to apply. You must also have at least one business owner or control person with a credit score.

Can I repay early without penalties?

Yes. Slope actually offers pro-rated fees for early repayment, meaning that you can pay off your loan early and save on financing fees.

What if I've never used capital before?

That's totally fine. Slope is designed to be simple, flexible, and friendly — even if this is your first time applying for business financing.

Start growing on your terms

Walmart sellers are using Slope to fund inventory, smooth cash flow, and grow on their schedule.

Get started in as little as 5 minutes. No impact to your personal credit score. No commitment.

Have a question for our team?

Email us at support@slopepay.com