Highlights

• ~150 days Working-capital runway (supplier terms + Slope’s 90-day plan)
  
• 90-day Repayment chosen to match inventory cycles
  

In a Nutshell

Kanso Worldshop is a multi-marketplace retailer selling across Health & Beauty, Grocery, and Toys. They needed financing that aligned with the timelines in which they sell through inventory, not 30-day card cycles. With Slope’s transparent 30/60/90-day repayment options, they chose a 90-day plan and paired it with ~60-day supplier terms, creating roughly 150 days of working-capital breathing room.

That change let them place larger orders when unit economics were best—and still keep cash available to add SKUs.

About Kanso Worldshop

Kanso Worldshop operates on Walmart (and other marketplaces), sourcing from manufacturers and distributors and managing a broad catalog across multiple categories. Prior to getting a credit line powered by Slope, they relied on credit cards, which limited order size and forced repayments on a 30-day cadence, regardless of how fast inventory sold.

Challenges

• Card limits and 30-day repayment cycles: Traditional cards didn’t scale to purchase larger lots when pricing was most attractive, and 30-day statements didn’t match sales cycles.
• Bank lines were slow or too small: Years of banking relationships still hadn’t yielded the kind of limit they needed for growth.
• Cash tied up at the wrong moments: Paying upfront for inventory reduced the ability to buy opportunistically or expand into adjacent SKUs.

Finding a Solution with Slope

Kanso connected their business bank account to Slope via a secure Plaid connection and got approved for a credit line. When they were ready to draw from the line, they saw transparent costs for 30/60/90-day repayment options on the amount they were looking to draw, and got funds deposited to their bank account to use.

They selected the 90-day installment plan and used their first $10,000 draw for an inventory purchase. By pairing Slope’s 90-day repayment schedule with ~60-day supplier terms, repayments now align with revenue collected from selling the inventory.

The seller also called out the user experience as “super easy and friendly”—they could see the math up front and choose the plan that fit their cash flow.

“Ninety-day installments are the way to go. We can buy the right inventory and keep cash in the business while we pay it down.”

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– Raphael & Keishla Cabrera, Owners, Kanso Worldshop

The Impact

• Turn 30 days into ~150 days: Extending supplier terms with Slope’s 90-day plan created a longer window to sell inventory without tying up working cash.
• Bigger, smarter buys: The new breathing room makes it practical to time larger orders when pricing and availability are best.
• Reinvest month one: On a $10K order with a 90-day plan, the first month’s outlay (~$3–3.5K) still leaves ~$6–6.5K working in the business, allowing them to keep inventory moving and test additional SKUs.
• Confidence from transparency: Seeing 30/60/90 options and total costs up front made decision-making faster and calmer.

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* Disclosure: Slope is a financial technology company, not a bank. Business-purpose loans made by Lead Bank and subject to credit approval. Application and consent to obtain personal credit report is required. Subject to minimum revenue and business requirements. Personal Guaranty may be required. Fees vary based on risk assessment and loan term.

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