SlopeScore: The Cash Flow Score For Business
Grow your business lending portfolio with smarter credit decisions
SlopeScore gives lenders a clear, predictive view of a business’s true financial health, built directly from cashflows. Reduce risk, approve more businesses, and grow credit line sizes—all while keeping losses low.
Grow Your Portfolio
Approve more businesses — from sole proprietors to thin-file SMBs — and open doors to new sources of revenue.
Delight Customers
Streamline onboarding and credit decisions with instant scores that make getting started simple.
Expand Credit with Confidence
Safely extend bigger credit lines that can adjust with real-time cash flow data, preventing over-extension.
Protect Against Risk
Stay ahead of delinquency and defaults with predictive, leading indicators.
Expand Your Portfolio
Reach new segments you once overlooked. Cashflow insights turn sole props and thin-file SMBs into qualified opportunities, helping you grow originations and revenue with confidence.
Dynamic Line Sizing
Dynamically right-size credit limits as businesses grow. Extend more capital to your best customers without adding risk — strengthening relationships while increasing lending volume.
Detect Fraud
Catch issues before they become losses. Identify unusual transfers, inflated volumes, or duplicate accounts with predictive signals built directly from real transaction flows.
Identify Up-Sell Opportunities
Spot cross-sell and up-sell moments through transaction behavior. Use cashflow signals to uncover qualified borrowers and increase wallet share with timely offers.
Stay Ahead of Your Portfolio
Continuously monitor trends and market shifts based on your portfolio. Identify new opportunities while detecting early warning signs, so you can protect returns and invest in upcoming industries before competitors do.
Instant, credit-grade financials from bank data
Our AI parses and aggregates raw transactions into vetted financials – so that your customers don’t have to.
Cash Flow Score
A single, predictive score built from transaction-level data.
Transaction Categorization
Proprietary taxonomy tuned for business industries
Predictive Cashflow Modeling
Forecasts deposit periodicity, seasonality and volatility of cash flows
Entity Resolution
Identify connections between people, businesses, and accounts to detect fraud or inflated risk.
Continuous Monitoring
Scores update dynamically as business conditions change
Automated Data Ingestion
Ingests and categorizes raw bank data at scale
Compliance-Ready
FCRA compliant, explainable and customizable scoring for your risk appetite
Plug & Play Integration
API-first, with CSV/SFTP options for easy deployment
Why Work With Us
$500M+ in SMB loan originations done with our own capital
99% transaction accuracy for key categories like income, revenue, and debt
